Immotheker Finotheker

Interest rate barometer

Every day Immotheker Finotheker compares more than 2,000 mortgage loans. All possible types of loans, rates and conditions are included in the comparison. During an advice consultation you get access to all loan formulas at 16 banks in one go. So no more going back and forth.

10 year fixed-rate
20 years
€ 250.000
Average rate%

Difference versus 1 year ago

€ 0Total
Add comparison

June 20, 2023


John Romain

John Romain

Fewer home loans

The number of people taking out home loans dropped 36 percent at the start of this year compared to a year earlier. This is mainly due to increased interest rates and inflation. In Flanders, the decline is slightly stronger because EPC requirements are stricter than in other regions.

Energy renovations

Since January 1, you are required in Flanders to renovate your home if that property scores poorly in terms of energy consumption, EPC label E or F. You must renovate these within five years to label D. You are easily at 50,000 euros cost to get a house from F to D. The banks take this into account in their analyses.