Immotheker Finotheker

Pension savings barometer

How are pension savings insurance policies and funds performing in Belgium?

Results based on 140 formulas we compare daily.

Return of 131 formulas comparedAverage Best Worst
1 year-14,3%0,0%-46,7%
3 years-0,8%11,6%-13,2%
5 years0,6%11,0%-6,0%
7 years1,9%12,6%-3,0%
10 years3,2%13,7%-3,4%

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April 1, 2023


John Romain

John Romain

Maintain a long-term vision

There has been a lot of media coverage in the past fall about the impact the financial crisis is having on pension savings funds. It is true that a lot of funds are performing poorly, but that does not mean that this will weigh heavily in the end.

Don't forget to think long-term! Fiscal pension savings is still one of the most responsible financial decisions you can make.

Is a bad stock market year detrimental to my pension savings?

Good news if you're between the ages of 25 and 35! Some pension savings products are more susceptible to fluctuations in returns than others. If the stock market crashes like today, that's an opportunity for young people. This is because with the same deposit today, you are buying shares cheaply and therefore more of them. It will greatly increase your returns at the end of at least 30 years.

If you are 64 years old today and need your money tomorrow and still invest 100% in stocks, a bad stock market year can be detrimental. If you have invested in the worst-performing pension savings formula this year, you will receive a lot less capital today when you opt out.

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Fiscal pension savings

Compare 140 pension savings formulas in Belgium. How can I optimize my pension savings plan for tax purposes? And how much should I save?

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